The Importance of Pre-Qualifying

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It's important to consult with your mortgage loan professional as soon as possible — even before you have started researching neighborhoods. What for? If you do not know yet how much home you want to qualify for, how could we help?

We Will Help You Pre-Qualify

When we pre-qualify you, we help you determine how much of a monthly payment you can fit in your budget, and the size of loan you can qualify for. We will do this by analyzing your income and debts, your work and housing situations, your funds available for a down payment, required reserves, and other financial considerations. It's short and basic; We keep the paperwork light.

We will give you a Pre-Qualification Letter once you qualify, which documents that we're confident you can qualify for a specific amount of mortgage loan dollars.

Pre-Qual Power

Various advantages open to you after you find your next house, and have achieved pre-qualification. The first is that you can be sure what you will be able to afford when putting together your offer. Your pre-qualification can also make your offer more attractive to the seller, like you were bringing them a bag full of cash! They will not need to worry that that they're wasting their time if you will not be able to qualify for a big enough mortgage loan. The seller won't wonder if he can count on you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount won't cause them concern. You have the ability to back up your offer.

We will help you with your pre-qualification

Our mortgage professionals will help you find out the loan amount you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. In the process, we calculate your ability to borrow - analyzing your earning status, available money for down payment, existing debt, income, and other circumstances. We will ask for a minimum amount of paperwork, and avoid a lengthy process.

One on one

It is vital to sit down and talk with us, even though you are welcome to also use the helpful mortgage loan calculators on this site. We can work toward your pre-qualification letter. Next, we can review your mortgage options to make sure you have selected the right one. Contact us at 5107573659 to get started.

Have questions about pre-qualifying? Call us at 5107573659. It's our job to answer pre-qualification questions, so we're happy to help!